Ira And 401k Contribution Limits 2025

Ira And 401k Contribution Limits 2025. The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2024. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,.

401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer. The contribution limit for simple 401k and simple ira plans is $16,000 in 2024.